Interesting subject.  I have only seen the inside of a hydrostatic on youtube.  But what with the slow inherent wind blast or fan aided cooling it would seem there is some factory concern about heat.  So the question:  Heat vs additive depleltion in the original oil or heat vs the transmission  housing?  Or both.  My impression is that the hydrostatic is nowhere the complexity of a car auto transmission.  We know they should be serviced regularly, including filter.  Enthusiast car buffs change out manual transmission oil regularly though not specified by factory.  I have run several manual car 5 speeds 100K with no changeout,  Others seemed to benefit from changes where synchro rings needed help for smoother  shifting. I feel my own Craftsman DYT 4000 is slipping a little when cold. Please respond, knowledgeable forum people!