The mowers you are talking about, both are running from $4899 to $5200 before tax depending on the package you buy. The OP said he didn't want to spend over $4000. The other Thing about the Dixie Chopper is the warranty is an all around better warranty than either the Gravely or Toro.
Ric,
I hadn't really thought about the 2013 price increases....my Gravely dealer was going to sell me a 54" ZT HD for right at $5K, but like you pointed out the 44" has a $4,899 MSRP and the 48" has a $4,999 MSRP for 2013. It may be difficult to get a dealer to sell one for $4,000 OTD(especially with the mowing season coming up). The Toro dealer was gonna sell me a 54" Titan ZX for $4406 so I figured a 48" would be close to $4K. I went by a dealer this morning(looking at utility trailers) and he did have a 2012 48" Titan ZX on clearance for $4199, but that was probably his low price without tax. It may be pretty difficult to find any ZTR with "near-commercial" quality for $4,000.....so that Dixie Chopper may well be worth looking at. I'm sure glad I bought my Gravely in the fall of 2012(I would have paid almost $1,300 more for it today:0(