The water in my photo is obviously from pressure washing by someone who knows zero about engines. That is just one source, and not the source under discussion here.The problem with ethanol is how it carries water in suspension rather than letting the water sink to the bottom where it can be decanted.
Ethanol carries water into the fuel system where it can do damage from suspension same as not. Corrosion. Varnish. Etc.
Ethanol will not separate from gasoline without being saturated with water.
There is no additive which isn't in effect the same as "more ethanol" to "treat" ethanol in gasoline. If the problem is "separation" then it is a mistake to use an additive which "solves" this problem by allowing more water to be carried in suspension. May end the separation but the water is still there. And when water is present there is less gasoline resulting in a leaner mixture. Same thing happens with premix oil. Engine runs leaner with 40:1 than 60:1.
If ethanol fuel is allowed to sit in the tank and float bowl (typically over the winter), the ethanol WILL most definite separate. This is an acknowledged truth and the entire reason for "fuel stabilizers".
• When the fuel separates (stratifies into 2 distinct layers of gasoline and alcohol), the alcohol layer starts to collect water from the atmosphere. It's the water/alcohol combo that forms the varnish and other growths that close off the jets. Remember, these jets are taking liquid off the bottom of the float bowl and therefore completely immersed in this soup.
• Then, when the owner gets the engine ready for the first running in the Spring, the engine gets a huge slug of alcohol/water which it cannot burn. This immediately fouls both plugs permanently.
So I totally disagree with your assertions and false conclusions.