Fatigue
Loose bolt
Fuel diluted oil
failed oil pump
Overheating
Piston separation
Mowing across a slope
If I try hard enough I could probably make a list better than 20 items long.
There is a bit of a system that works really well.
First you find what has failed then you work out why it failed then you make a repair.
IT works a lot better if we ask you to do things , you do what is asked then post your findings from which we can make educated deductions.
You post screams out OIL SEIZURE , classic symptoms
However a dropped push rod also has similar symptoms.
I now have a really good bore-o-scope so in a case like yours it is dump the oil then shove the camera inside & take some unhappy snaps.
This saves the customers having to pay me to pull the engine out then pull it apart to tell them the engine is trashed.
Naturally we are more than happy to go into the why nitty gritties but for right now what is important is the What.
IT takes about 10 minutes to drain the oil into a container so it can be measured at a latter date.
While the oil is draining you can pull the rocker covers off & check that there are 4 pushrods.
If you are willing to go back & forth you mower could be diagnosed today, although not by me as it is beddy bies time for this little wrench spinner.
One last thing before the sleepy dus does it job.
If you decide to pull the engine, remove the flywheel before you pull it out of the mower.
It is a lot easier to do in situ than on a bench or the floor