If I understand you bought this unit from a dealer 200 miles away. You you can purchase the filter online using Toro part number 120-4276. Before you do that, check with the repair shops in your area. If they work on Toro equipment, they should be able to get the filter for you, plus they will be able to help you find an oil filter wrench. If you have a small auto repair shop you deal with they may loan you an oil wrench. It’s worth asking, people in your part of the country really know how to help others out of a bind. Please don’t change the oil until you have the filter in hand. That way you will change the filter after you have drained the oil from the engine. If you try changing the filter with an engine full of oil, you’ll have an even bigger mess to cleanup. Good Luck, and if you have any other questions please ask. I’m going to be busy, but there are others willing to chime in when needed.