Thank you Auto doc for replying I was also talking to someone regarding how this engine just shut down and they were saying unless you hit something where you forced the blade to stop all of a sudden in their opinion the keyway is okay since I didn't hit anything.A sheared flywheel key on a rider engine usually does not happen unless someone left the flywheel bolt/nut too loose. flywheels are torqued down pretty tight.
On a fixed blade engine such as a push/ walk behind mower, it is much more common especially if an obstacle is hit with the mower blade. The inertia of the flywheel will quickly shear the aluminum key.
The only true way to make sure a flywheel key is not damaged is by physical inspection, other methods are a "close guess" at best.
However inspecting the flywheel key visually there is no better way I see what you're saying taking shortcuts may lead to the wrong conclusions.
Jim