the bearings are easily removed and easily replaced.
The kicker is that if the bearings themselves flop around in the housing, the housing is worn and should be replaced. I've run into that a time or two usually when running with worn bearings, it wears out the housing too. They are the exact same bearings in the RCK42P-122Z deck as 99% of Bad Boy mowers. K5579-34520 as I remember (Kubota part number) or bearing number 6023 if I remember correctly. If you get them from bad boy, they're like $27 each. From Kubota they're like $7.99 each. Or you can get some chinese bearings online for about $4.99/ea.
biggest thing that I can tell you about deck bearing life? Don't wash the deck right after mowing. Also make sure the blades are properly balanced and those cheap cone balancers that set on the bench top aren't accurate-not at all. RCK42P-122Z blades are notoriously inaccurate-right out of the box.