As fuel filters go, I don't think it is over kill. Seems to be that there is more crap coming out of gas station pumps.
When my gas cans are almost empty, I look inside the can and always see particles on the bottom of the can (The red plastic ones I use)
I always make sure to clean them out before I refill them and yet the next time I look in there.... there is some crap in there.
Changing fuel filters to often is better than not enough. And, as you probably know, lots of threads are fuel related...