Been speaking with the dealers some more trying to get the best deal I can. Am a little concerned with the SCAG now because I was informed its a 2016 model year - is brand new however, but I can't help but wonder if sitting around for 1-2 years will have a negative impact on it. But, the Ferris dealer won't budge off the $4300 price point and then I'd have to pay a $150 finance fee as well as tax - begins to add up. The Hustler SD with the Kawasaki motor won't be in stock for a few more weeks so I have time on that one. Ugh decisons...