Thanks to all for your help and opinions. Analysis paralysis is officially over. I bought a used 200 hr Toro Titan ZX6020 with 23 hp Kawa in cherry condition. Homeowner with a garage and shop that’s cleaner than my kitchen counter. Added home made fabricated rear hitch and engine sound baffle. Includes added sun canopy, set of new blades, mower belt, air filters, oil filters along with manual and maintenance log. His father in law sold him a monster diesel Kubota commercial unit at family discount and the older Toro mower had to go. 3400 was worth it to me!