Kubota zg227 vs Ferris is2000z

[bulldogbones]

I never heard of anybody that would finance anything of that value without insurance. I have a ZG 222 and a ZD 326 both fi anced through Kubota and insured through them. With the insurance and warranty there is nothing you can name that is not covered that can happen to your machine.

Kubota used to accept home owners insurance and all you had to do was have your insurance fax over a binder and bam your done if you didn't want kubota's insurance. What got me was I spent an hour or two calling and trying to get the machine covered and then I was talking to a friend and he said ask them if kubota offers the insurance. If he hasn't mentioned that I would have called up and said I don't want the machine. Doesn't matter now credit app is in and ill know somthing later today. All those years of paying cash for everything has bit me in the hind end because at 30 I have basically no credit, not bad credit... No credit, it's a good thing my wife has amazing credit incase they don't approve me.

 

[jekjr]

Kubota used to accept home owners insurance and all you had to do was have your insurance fax over a binder and bam your done if you didn't want kubota's insurance. What got me was I spent an hour or two calling and trying to get the machine covered and then I was talking to a friend and he said ask them if kubota offers the insurance. If he hasn't mentioned that I would have called up and said I don't want the machine. Doesn't matter now credit app is in and ill know somthing later today. All those years of paying cash for everything has bit me in the hind end because at 30 I have basically no credit, not bad credit... No credit, it's a good thing my wife has amazing credit incase they don't approve me.

Unless they offer different insurance policies the Kubota insurance has a $200 deductible where as I am told many home owner insurance policies have much higher deductibles. The dealer I bought from said that many people indeed do use their home owner insurance. However the deductible thing can bite you.

 

[jekjr]

Ok guys my selection is down to a Kubota zg227 or a Ferris is2000z.

What I know-

Kubota zg227 is over built and a commercial mower with kubota's engine. It's a shaft driven with a hyd deck and I have a D600 kubota engine sitting on my shop floor if I ever wanted to swap over to diesel. They are offering 0%apr for 48mo $0 down.

Ferris - independent suspension ( not sure I even need that ) a chain link deck ( I've heard the ferris decks float better then the kubota ) input there would be great. Not shaft driven and not termed commercial. 0%apr but you have to apply for a brigs and Stratton credit card.


About me - 2.5 mow-able acres mostly flat, needs mowing once a week along with .5 miles of road shoulder. Must last me 20+ years with normal maintenance.

Thanks.

We run a ZD 326 and we can cut 4 acres in less than 2 ours. It has a 60" deck. With the ZD 326 and the ZG 222 we can cut 4 acres in a little under an hour.

 

[bulldogbones]

Unless they offer different insurance policies the Kubota insurance has a $200 deductible where as I am told many home owner insurance policies have much higher deductibles. The dealer I bought from said that many people indeed do use their home owner insurance. However the deductible thing can bite you.

Well after they told me about kubota's insurance I would have been a fool not to get it. The insurance covers basically everything and it works out to be about $8 a month, that's a no brainer.

 

[bulldogbones]

Well I'm all approved. Somthing someone said in another thread made me think. Double check the machine hasn't sat outside its entire life while at the dealer. In all honesty I have never even seen the machine I'm purchasing I have sat on them. I work out of town for weeks at a time. So there going to send me some pictures.

 

[Duckman]

My Kubota insurance will cover 100% of my purchase price for three years if I buy another kubota with ZERO deductible. It was with the loan for three years at 0%. The salesman was up front from the beginning with me about the insurance requirement and said Kubota would take homeowners. My home owners I would have had to of added it with additional cost and deductibles. .

It will cover nearly EVERYTHING except nuclear and war...I'm not kidding there...that's what it says.

It was roughly 225 for that period of time.

FWIW

 

[bulldogbones]

My Kubota insurance will cover 100% of my purchase price for three years if I buy another kubota with ZERO deductible. It was with the loan for three years at 0%. The salesman was up front from the beginning with me about the insurance requirement and said Kubota would take homeowners. My home owners I would have had to of added it with additional cost and deductibles. .

It will cover nearly EVERYTHING except nuclear and war...I'm not kidding there...that's what it says.

It was roughly 225 for that period of time.

FWIW

Well that just wont do :laughing::laughing::laughing:

 

[crmccomb]

Unless they offer different insurance policies the Kubota insurance has a $200 deductible where as I am told many home owner insurance policies have much higher deductibles. The dealer I bought from said that many people indeed do use their home owner insurance. However the deductible thing can bite you.

In regard to the insurance. I have bought 3 kubota mowers and used the finance. As long as your home owners insurance will verify you have a policy in effect, then Kubota or your dealer can waive this requirement.

 

[jekjr]

In regard to the insurance. I have bought 3 kubota mowers and used the finance. As long as your home owners insurance will verify you have a policy in effect, then Kubota or your dealer can waive this requirement.

That is what my dealer told me as well. He told me however for my protection to look at deductibles and compare coverage. Wen you do it is hard to turn their insurance down. Mine is $200 deductible. Between the warranty and the insurance about the only thing that I wold be out more than $200 wold be as somebody stated above Nuclear War.

In which case it probably won't matter about the deductible nor insurance.