To be honest you are correct & if it was in my shop it would get the sump pulled if and only if some one was paying for my time to do it.
However the stick in the plug hole method allows me to tell the customer I think they have a terminal failure & any further investigation will cost them money.
Even better, most can actually feel it so they know I am not taking them for a ride.
Most won't bother as I have shelves full of reasonable used walk behind engines for about the same price as doing the quote on a potentially deceased one.
parts prices are a lot cheaper in the USA but down here it is uneconomic to open the sump on a walk behind.
A flogged out big end, loose bin end bolt , loose piston pin or even cracked piston, all of them are fairly well terminal cost wise.
particulaly when I regularly see superceeded / surplus walk behind engines selling in the $ 50 to $ 100 price range.