yoyo, that Snapper is real nice and my hat is off to whoever thought of that mesh seat but I had the same thoughts as you regarding all the stuff they have, there is not much of a track record yet, but people do seem to be satisfied.
Steve, I don't work for Cub-I would go and take a good look at the 2000 Cub Cadet, first because you would be getting a real hd drive (fan, spin on filter, 6 quarts or so of fluid) not a completely sealed unit like in the Snapper AND you would NOT be getting the Briggs ELS (mine is in a zt and has been problematic since the first 1/2 hour of operation) the ELS is an Intek, no more no less BUT there are thousands of people who have had no issues. With the Cub you would have a Kohler Command, horizontal rather than vertical, shaft drive (for what it is worth).
There are an awful lot of detailed pictures at a site I found,
betsy-tom (betsy-tom)'s Photos | SmugMug
trick is to go down past all the text and click the Cub Cadet gallery.
Just out of curiosity what does your neighbor charge for use of the machine, don't get me wrong its the best way to do it, that way should something dumb happen, not your fault, there should be no feeling that you have to cough up for the repairs, or at least I would not feel as though fixing it was my responsibility-its a business deal.
I am impressed with what I see in the Cub, and more so when you realize that the price is in the mid 3k or so but I believe that this is without a bagger-I wish I had one rather than my Exmark, which I still don't even have.