I have a few suggestions that you may find beneficial. First off when dealing with ZTRs that have the particle separating air filters it is best to go with the highest horse power engine available as the addition of this type of air filter reduces the available horse power of any particular series of engines. Mowing wet grass is not recommended, but sometimes must be done. Making several partial width cuts at slower ground speeds may make the job acceptable. All mower manufacturers are tooting their new design decks but the more high tech and specialized these decks get, the more they seem to be prone to clogging. The blade tip speed is limited to 19,000 Ft per Minute by Federal Safety Regs and almost all manufacturers design their decks to operate close to that limit. Airflow is key to the newer design in mower decks. Any adverse conditions affecting blade speed and or airflow will negatively affect the final quality of mowing. When buying replacement blades for Scag and other makes you will find several blades will fit the deck but only one or two have the longer bend on the blade tips where the airflow while mowing is created. The Scag blade part number is important when looking for aftermarket blades. I use Stens aftermarket blades on my Scag, but they are direct replacements for the original blades.
I have a 2008 Scag Tiger Cub with a 26 B&S ELS engine, 48" deck, and a Scag collection system and I'm pleased with it's performance. However I don't make a living mowing lawns, just some pocket cash and something to do not that I don't have plenty to keep me busy. So I usually don't head out to do lawns until 11 AM or so when things are somewhat dryer. As time goes on I see more commercial mowers using collection systems, but it is a $2,500 attachment. The collection blower is easily removed and I sometimes mow without it but I install the chute using quick release pins.
Mad Mackie in CT