Do not get the EFI engine. Too many issues and no one knows how to work on them.
I would buy the fuel injection engine because I think it is the Walbro "throttle body" fuel injection. In the Cub Cadet forum I had asked for feedback a while back and believe a new owner has responded favorably. Since I am not a pro and no access to consumer problems I cannot speak first hand. But that particular fuel injection approach dates to the 1980's in cars. The promise is better throttle response , not important in lawn tractors, but also easier starting and better economy.
Port fuel injection replaced the throttle body type. I read here that some upscale air cooled tractor engines have the port type. With that comes the ability to diagnose performance issues via fault codes retrieved without much hassle. What an owner does to clear the faults is not always so easy, but should be easier than the struggles with the carburetted engines.
What are the issues mentioned above with the FJ engines?? I do not know if owners can extract fault codes from the Walbro units, but I could not get any information on the engine earlier. There will be a few sensors on the Walbro to make it work, but the pricing suggests this approach is meant to be user friendly. I am guessing Walbro was very careful before offering this technology. Comments please.
I too have been curious as to whether or not the EFI engines (single and twin) in the new XT Enduro Series will last as long as their carbureted counterparts. The problem may not be the OEM branded engine, but it's hard to ignore that companies like Kohler and Kawasaki who also offer EFI engines have DECADES of experience in engineering and building engines and are just better equipped to manufacture a robust, reliable engine. As for your original question regarding the K46, it is certainly not the cheapest, weakest transaxle offered in a riding mower, but it is not rated for any ground engaging equipment and will likely fail before any engine if you are going to ask it to do too much. Cub Cadet will sell a blade to anyone wanting to put it on their mower, but with limited torque from the K46 you will find that you will not be able to plow anything deeper than 6-8". I don't know what kind of snow you get, but we just had an 11" snowfall here is SE Michigan 3 weeks ago. Also, the transaxle is non-serviceable, like most of those found in sub $4,000 riders so any damage or potential damage done cannot be prevented/minimized with maintenance on the axle (albeit, some still service the K46 if they are daring). Its not to say that the mowers you are looking at are bad, but within a budget, you have the XT1/XT2 as well as all other made by MTD, the Deere E100 series and the Poulan/Husqvarna mowers to choose from. Good luck with your purchase.
Mike
When MTD started using the EFI on their engines a couple years ago. Kohler was the company that did the in house training for MTD at their factory in Ohio.