Sometimes the connecting rod can get a small film of oil varnish that will keep oil from circulating along the rod bearings, it is rare but it is possible. It just happened to a friend of mine who had a perfectly maintained Audi. The rod is starved for oil, heats up, and BLAM it breaks. If it was serviced as you say, then it is just a freak accident that could not have been prevented. If the rod didn't blow a hole in the block and you feel like trying, you could attempt to rebuild it, but that is a lot of work, and it may not even be worth the trouble compared to getting a new engine.