Not all have the time to keep a manicured lawn. With that most mulch setups are terrible at cutting grass without clogging. The only dedicated mulch deck that been though my shop has been the JD Freedom deck.
But even normal decks on some models have discharge problem in heavy grass cutting [tall grass]. The worst I have seen have been on Gravely mowers. I have had shut the decks move to a cut area, raise the deck, cut off the deck, let the clippings drop, and then with the deck still raised re-engage it. It is a rinse and repeat as long you cutting heavy grass. Yet I can take a Super Z and knee high grass with minimum problems.
One key thing with mulching is to travel slower giving the decks time to clear the clippings and always cut dry grass.