I didn't quite understand about drive pumps running all the time. I figured whether or not to relieve the drive belt tension with the parking brake lever had more to do with the belt possibly coming off a pulley. So you are saying the pumps should be running even when the machine is stationary with the parking brakes on? Would that be because the fans need to keep turning?
BTW, I reset the parking brake pad clearance to .030" (even thought they seemed to be set OK as in disk tight with the brake on and loose with the brake off) and tried the mower again and all seemed normal again. I am pretty sure a brake was not locked up when only one wheel was driving, and the only change I made was to pull the transmission by-pass rods and slowly pull the machine up the hill to the driveway and then re-engage the transmission drives again. I can only guess that one had somehow disengaged at the bottom of the hill and moving the rod got it back engaged. In any case I mowed for two hours and it zero-turned both ways and pulled back up hill OK.
I had left the fan/pulley cover off to observe drive belt, and I think I may leave it off permanently so I can blow all the dirt out that collects in the center of the fans when I clean after mowing. I am surprised Cub did not have a cover on the individual fans to avoid dirt building up in those deep, cupped centers.