Could always remove the fender pan but it is a lot easier to pull the transaxle. Beside the pulley and fan comes off as one piece and then you can separate the two,
And in order the change the oil in the K51 you would still need to remove transaxle. Invert it to drain, split the case in order to replace the filter. Use 15W50 Synthetic oil
And I would recommend replacing all the seals while you are changing the oil since the unit is over 20 yrs old.