If you are following your wife's advice for a "more Commercial" ZTR(and abandoned the $4,500 limit:0)....I hope you looked at the Gravely Pro-Turn instead of the XT XL. The ZT XL is my LEAST favorite Gravely model, but if you go back and look at the Pro-Turn I think you will find it to be as well built as any other brand in that price range(currently $6,099 No Haggle Price for the 48"). Make sure you are comparing "apples-to-apples" across brands(similar trannies, deck, engine, etc.).