Sorry it took so long to reply but just got mower back from John Deere shop.After last post spent 2hrs trying to get belt on and you do need to take engine off housing,but doing alone would be difficult without doing damage.I gave up and took it to John Deere.Total cost of labor 55.88,took 2 guys almost an hour and they knew what to do.Good mower but stupid design on belt drive.Thank heavens this is only the 3rd time I've paid for service and the mower is a 1999 model.