"After 15 minutes" says HEAT caused by a slipping belt. Slipping = friction = heat. Belt(s) is/are just too loose or you have one too long. There are adjustments for all the belts' tension: on the PTO belt, the deck belt and the drive belt. Well depending on what model you have.
It's been my experience that my Cub is only happy with Cub Cadet brand belts. I tried others (due to dealers being too far away for immediate purchase) and they all failed, often the same day they were installed. Auto parts or hardware store belts are far too wimpy.
if there are flat spots, increasing spring tension on the guide rollers could help pull those out.
rick
iowa
1320 Hydro and still going strong after 20 years of abuse.