Robert - thanks. Serial #: MZAT-4001240. Thought I'd found the problem (rough spindle bearing) but after replacing, mowed again and the vibration/noise is still there - reinforcing my thought that this is not related to the mower deck. How do you determine if there's an issue with PTO clutch/PTO bearings? I took another look at the two drive belt pulleys (directly below the PTO assembly) and found them to be extremely hot after use, like burn your skin hot...is that normal? Those pulleys spin freely/smooth...so bearings appear good. Of these two, noticed the tensioner arm has some play/slop where it pivots on the frame bracket...is that by design? I'm stumped!