Wolkpack Papa, how much yard do you cut and how fast do you want to have it cut?
Depending on your location, check with your local mower dealer. I've purchased two zero turns over the past six years and got a upper end residential ztr and an entry level commercial ztr with 48 months interest free and no money down on both. Not to mention having a knowledgeable staff for answers, parts and non-diy repairs. Did I mention both ztr's have welded decks, not stamped decks for the same money at the big box.