Rare and never heard of but does this have an oil filter? Maybe getting loose or fell off?
So you spent thousands on a mower and can't afford the trip back for warranty work? Not to be mean at all. Just doesn't compute to me.
Again trying to be civil slash helpful, why not get an old fashioned push mower? No self propel at all? No belts to worry about. Much smaller and lighter than a rider. Much much cheaper to purchase. Can load it in most car trunks.
You can do when we do. Get two or more and make it a family experience. "His" and "hers" push mowers, SO ROMANTIC. Not to mention the exercise we all need.
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