I was working the mower hard. All in a sudden the smoke engulfed the engine. I immediately stopped the engine and noticed lots of oil dripping to the mower frame below the belt. Towed the mower to the garage, checked oil level, found probably 1/3 quart of oil was lost from the leak. I was able to restart the mower, but did not try to use it. Has anyone had a similar experience. My Toro is 5ft zero turn, model 74244, about 450 hours. Can you tell me what could be wrong with the mower? Thank you. Hai