Which model Scag do you have?
Generally there are two V belts on Scag mower decks. One that is driven by the engine mounted clutch and drives the 2nd V belt. The deck belts are in easy view, inspect them periodically, strictly a condition situation. Should a belt start to shred, inspect the pulleys and spindles for freedom of turning when replacing the belt(s).
The pump drive belt is recommended to be replaced every 400 hours although not specified in our operators manuals, I got this info from a Scag tech who printed the page from the service manual for me.
Some of us Scag operators have had to replace a blade bolt or two, not a big deal.
Operators that seldom change blades should drop the blades out yearly and clean them up to reduce corrosion problems.
The torque on the blade bolt nut is 75 FtLbs, dry torque.
I had to drill and split one nut that was seized and damaged the bolt threads in the process. Otherwise, no bolt problems, I change blades about 6 times a year.
The front of the machine must be raised up to allow the blade bolts to drop out of the spindles when removing them for a blade change.
A blade bolt can be bent and still drop out of the spindles due to the blade spacer above the blade. Roll the bolts on a flat surface to check the shanks for straightness.